Home Refinance

Your loan is on the house! ^SM

Refinance your mortgage to a lower interest rate, shorter loan term, new loan program or new loan type with no points and no closing costs and receive a free cash-out option! *

No points
No origination fee
No closing costs
No title fees
Low rates
Cash for any reason **
Interest-only payment option
Fixed or adjustable rate loans
Conforming or Jumbo loans
Free Rate Tracker service
Fast, easy and convenient

Now you can apply online from the comfort of your home or office and take advantage of some of the lowest interest rates available on or off the Internet.

Baltimore American Mortgage has simplified the entire loan process. Now you can lower your current interest rate and monthly house payment, get cash-out, or switch to a shorter loan term without having to pay any points or closing costs. BAMC eliminates points, origination fees, and closing costs on most Conventional, FHA and VA refinance transactions over $175,000.

As interest rates drop, there are no limits as to how many times you can take advantage of our industry-leading programs! Best of all, you save thousands of dollars in loan fees and thousands more in reduced interest charges over the life of your loan.

or call toll-free at 1.866.535.BAMC

(1.866.535.2262)

Experience the Baltimore American Mortgage difference today. Choose from a variety of mortgage programs designed to meet your individual financial situation, all with expert assistance and a great rate! When you apply with BAMC you avoid paying a broker fee and other costs to a middleman.

BAMC offers a variety of financing solutions with different rates and terms in addition to the no points and no closing costs option. Consult a loan representative to determine the program that's right for you.

* Loan programs are not available in all states. Minimum loan amount $175,000. Lower loan amounts available on other programs. A $500 lock-in fee is required at the time of application. This fee is refunded at the time of settlement as reflected on line 1304 on the borrower's HUD1. Actual closing costs credit to borrower is reflected on line 1305 of the HUD1. Borrower required to pay recordation tax on investment property and second home rate/term refinance transactions. Other restrictions apply. Consult a Baltimore American Mortgage loan representative for complete program details, current rate quotes and available financing options.

** Maximum cash out limit is $250,000.