First-Time Homebuyers

BAMC helps homebuyers achieve the American Dream...
one family at a time.

More and more first-time homebuyers in the Mid-Atlantic Region are turning to BAMC than any other lender. BAMC is dedicated to helping you achieve your dream of homeownership and offers special first-time buyer programs that require no down payment.

Now you can take advantage of the best financing programs in the market with the added benefit of an experienced RE/MAX Exclusive sales associate to guide you through the entire home buying process!

Zero down payment option
BAMC Zero Fee Guarantee
Interest-only payment option
Affordable monthly payments
Avoid paying private mortgage insurance (PMI)
40-Year mortgage option
Qualifying Credit Score as low 580
Dedicated RE/MAX Exclusive sales associate
First-time homebuyer specialists
A seller contribution of up to 6% of the sales price can be applied toward closing costs and prepaid items

or call toll-free at 1.866.535.BAMC

(1.866.535.2262)

Questions? Visit our new online

Experience the Baltimore American Mortgage difference today. Choose from a variety of mortgage programs designed to meet your individual financial situation, all with expert assistance and a great rate! When you apply with BAMC you avoid paying a broker fee and other costs to a middleman.

BAMC offers a variety of financing solutions with different rates and terms in addition to the no points and no closing costs option. Consult a loan representative to determine the program that's right for you.

* Loan programs are not available in all states. Minimum loan amount $175,000. Lower loan amounts available on other programs. A $500 lock-in fee is required at the time of application. This fee is refunded at the time of settlement as reflected on line 1304 on the borrower's HUD1. Actual closing costs credit to borrower is reflected on line 1305 of the HUD1. Other restrictions apply. Minimum LTV (Loan-To-Value) 70%. Consult a Baltimore American Mortgage loan representative for complete program details, current rate quotes and available financing options. Borrower required to utilize the combined services of Baltimore American Mortgage, RE/MAX Exclusive Realty and Americom Title, LLC on purchase transactions.